OmniCalcsFinancial Calculators
Free financial calculators for loans, mortgages, savings, investing, retirement and everyday money math.
Mortgage Calculator
Monthly payments, taxes, insurance and amortization.
Mortgage Affordability Calculator
How much house you can afford from income and debts.
Paycheck Calculator
Take-home pay after federal tax and FICA.
50/30/20 Budget Calculator
Split take-home pay into needs, wants and savings.
Refinance Calculator
Compare payments, savings and break-even on a refinance.
Down Payment Calculator
Cash needed, loan amount, payment and PMI.
Loan Calculator
Payment, interest and amortization for any loan.
APR Calculator
True annual rate including fees and points.
Auto Loan Calculator
Car payments including tax, trade-in and down payment.
Personal Loan Calculator
Payments, total cost and effective APR with fees.
Simple Interest Calculator
Interest on any principal, rate and time period.
Compound Interest Calculator
Growth with contributions and compounding frequency.
Investment Calculator
Future value with monthly additions and yearly growth.
Savings Calculator
Balance growth with deposits and compounding APY.
Retirement Calculator
Nest egg, monthly income and shortfall planning.
Debt-to-Income Ratio Calculator
Your DTI percentage with a color-coded rating.
Credit Card Payoff Calculator
Payoff time and interest with payment comparisons.
Extra Payment Calculator
How extra monthly payments cut time and interest.
Rule of 78 Calculator
Precomputed interest by month and unearned rebate.
Discount Calculator
Sale price and savings in dollars and percent.
Tip Calculator
Tip, total and per-person split for any bill.
VAT Calculator
Add or remove VAT on any net or gross amount.
Sales Tax Calculator
Tax, total price and per-item cost.
Currency Converter
Convert between 10 major world currencies offline.
Profit Margin Calculator
Margin, markup and selling price from cost.
ROI Calculator
Return, profit and annualized ROI from cost and proceeds.
CAGR Calculator
Compound annual growth rate from start and end values.
Salary to Hourly Calculator
Hourly, daily, weekly and monthly rates.
Emergency Fund Calculator
How much to save for a rainy day.
Net Worth Calculator
Assets minus debts, with a debt-to-asset ratio.
Income Tax Calculator
Estimate federal income tax and take-home pay.
Rent vs Buy Calculator
Compare the cost of renting versus owning a home.
Inflation Calculator
How inflation changes the value of money.
Break-Even Calculator
Units and revenue needed to cover your costs.
CD Calculator
Maturity value and interest for a certificate of deposit.